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Gearbox · closed proposal

[GIP-177] IRM improvements

0xab02…a6D8·ended 1y ago·Discussion ↗
Voters
19
GEAR voted
283.47M
Token price

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Voting results

Quorum
283.47M / 200.00M GEAR(142%)
✓ Quorum met
For283.47M (100.0%)
Against0 (0.0%)
Abstain0 (0.0%)
283.47M GEAR · 19 votersblock 21222373

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Full proposal

Original markdown · Gearbox

Author

desnake

Summary

Update parameters of USDC, USDT, DAI, GHO, crvUSD pools' IRMs to improve market rate discovery process & make it more borrower-friendly, decreasing rate wicks.

Motivation

In the last week base rate of USDC pool spiked 2 times, reaching >66%, smaller pools like USDT & others are even more prone to this behaviour (base rate in USDT exceeded 100% 2 times in November). That underlines two problems current IRM configuration exhibits:

  1. Lack of market rate discovery possibilities Borrowing rate is either too low or too high, without anything in between. That makes rate…

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