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Gearbox · closed proposal

[GIP-76] Modify Pools Interest rate curve to two-point model

0x031D…a2AA·ended 2y ago·Discussion ↗
Voters
101
GEAR voted
219.09M
Token price

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Voting results

Quorum
219.09M / 200.00M GEAR(110%)
✓ Quorum met
Approve217.45M (99.3%)
Reject1.64M (0.7%)
219.09M GEAR · 101 votersblock 18336066

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Full proposal

Original markdown · Gearbox

[GIP-76] Modify Pools Interest rate curve to two-point model

Motivation

This proposal aims to change the interest rate curve (utilization curve) for lenders & borrowers. The same exact model is proposed to be used in v3 in the future (those can be considered this proposal as part of the transition to v3, the main proposals for which will be in subsequent GIPs).

The new mode should majorly improve user experience when it comes to sudden increases of rates. For example, previously, when a new Credit Account was opened or closed to utilization 1-tick, the rates would skyrocket or drop inst…

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